Alison Rind is a commercial lending and real estate attorney who represents commercial lenders in loan transactions and other commercial matters, including participants in SBA and other government-guaranteed lending programs. She co-chairs Lerch Early’s Commercial Lending practice.
Alison understands that her work directly affects her clients’ relationships with their borrowers, and believes the most successful closings are those in which her client and the borrower are both happy. As one of her clients says,
“As a lender, whomever we choose to close our loans ultimately is an extension of our reputation and represents what we stand for, which is service, knowledge, and integrity. By using Alison as our closing counsel, we feel 100% confident that our customers will leave the table with a good impression and smiles on their faces.”
Alison represents nine of the top ten lenders on the Washington Business Journal’s “Top SBA Lenders” list, as well as banks and credit unions across the country, helping them close SBA 7(a), SBAExpress, and SBA 504 loans. She believes taking leadership roles in trade groups targeting the industries in which she practices is imperative in serving her clients’ interests. As such, Alison serves on the boards of directors of the Maryland Commercial Lenders Association, the DC SBA Quality Circle, and the America East SBA Lenders Conference. She serves as a committee member for the National Association of Government Guaranteed Lenders (NAGGL--Technical Issues and Region III, and Associate Committee) is the vice president of the Maryland Commercial Lenders Association and is a member and former president of the District of Columbia Land Title Association. She regularly presents seminars and conducts training sessions for clients regarding all aspects of closing commercial loans, including SBA loans, and commercial real estate matters.
In addition to government-guaranteed loan programs, Alison handles real estate and asset-secured loans, construction loans, foreclosures, and loan workout arrangements. Her clients include large national and regional financial institutions as well as smaller Washington, DC area community banks. Alison also assists real estate owners with their real estate transactions, acting as borrower’s counsel, negotiating contracts, handling commercial real estate closings, and providing general real estate advice.
Alison came to the Washington area during college and never left. Aside from missing the occasional Philly cheesesteak, she thinks of herself as a true “Marylander”---an avid Orioles fan and Baltimore Ravens supporter even now. She enjoys both the professional and personal relationships she has developed over the years.
Our bank client needed to quickly close on an acquisition loan arising out of a bankruptcy sale, but SBA approval for the loan did not reach the bank before the deadline for the sale.
Lerch Early assisted in structuring and documenting an interim loan in a couple of days to ensure the borrower did not lose its opportunity to purchase the property. Once the SBA approval was received and conditions for the SBA funding were met, we documented the SBA loan to take out the interim bank financing.
The client was able to provide its borrower with the opportunities arising out of the bankruptcy sale while protecting its own interest.