John C. Joyce
Of-counsel

Martindale-Hubbell Rating:  AV

Areas of Practice:
Commercial Lending
Including:  Loan Workouts

Phone:
(301) 657-0732

Fax:
(301) 347-1562

Email

Bio	Personal    Information	Education	Professional    Memberships
Birth Information:  June 13, 1940, Portland, Oregon Honors and Awards:  Fellow, Maryland Bar Foundation  Fellow, Bar Association of Montgomery County  Professionalism Award, Bar Association of Montgomery County, 1996  Professional Legal Excellence Award, the Maryland Bar Foundation, 2001  Community Service Award, Montgomery County Bar Foundation, 2002   Georgetown University Law Center, Washington, District of Columbia, 1965  J.D.  Columbia College, New York, New York, 1962  B.A.   Maryland State Bar Association, 1965  Member  Maryland State Bar Association,  Board of Governors 1980 - 1982 Bar Association of the District of Columbia, 1966 Member  Prince George's County Bar Association, President, 1978 - 1979 Bar Association of Montgomery County, Business Law Section; Real Estate Section  Chair, Professionalism Committee, 1995 - 1997 Montgomery County Bar Foundation, Board of Directors, 2000 - 2004  Chair and Moderator of Law School for Public Television Show  Maryland Attorney Grievance Commission  Vice-Chairman, Inquiry Committee and member of Review Board, 1975 - 1995

Mr. Joyce practices in the firm's Commercial Lending Group. He has extensive experience in commercial and real estate lending, loan workouts, restructurings and matters involving creditors' rights, as well as other business and financing matters. Mr. Joyce has represented financial institutions in virtually every aspect of banking law since beginning practice in 1965. He has lectured and participated in seminars on subjects of commercial lending and other business subjects on numerous occasions. 

Listed below are examples of recent representations:

- Represented lenders from commitment letter to closing of approximately $50 million in commercial construction loans.

- Negotiated several workout and forbearance agreements relating to commercial and real estate loans.

- Prepared the loan documents and provided legal advice in connection with a loan secured by copyrights, investment accounts and other "hi-tech" assets.

- Presented a number of seminars directly to lender clients, Risk Management Association, Center for Financial Training and local Bar Associations on the subjects of Revised Article 9 of the UCC; real estate loan documentation, commercial loan documentation, lender liability and workout strategies for troubled loans.

- Provided legal advice and prepared loan documents in connection with new loans and the restructuring of existing loans to automobile dealers, nursing home operators and a variety of other businesses.